Back to Work

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Workers CompI’m glad to finally be back to work at my night job.  I just wish this nightmare was over.  Turns out, it’s far from over.  The whole ordeal with this situation has been a disaster from the start.  It took a couple of weeks just to get the paperwork moving.  Then another couple of weeks to get the insurance company to put it together.  Nearly five weeks to get a check for missed income and an MRI to even look at my knee.  That whole time, if the meniscus in my knee had been torn, it would have likely healed incorrectly needing some serious surgery.  Thankfully it was just really tweaked.

Finally at that point I get Physical Therapy and some meds to take the swelling down quicker.  Things finally start moving and I’m almost at the end of my boredom rope by this time.  Total time off work was 7 weeks and 3 days.  I receive a couple of checks for income from the insurance company.  My understanding was they take the highest 39 weeks of pay and base my income on 66% of that.  Well for several weeks, I was working full time and even getting over time on occasion on top of working my day job.  I was a working fool until it started to really wear me down.  So I backed off to 3 – 4 nights a week at best.  And that’s where I’ve been since.  So when I got the checks, I assumed it was based on the time I was working like mad.

Today the insurance company tells me they over-payed me.  To the tune of almost $800 and they want the money back.  I just started working decent hours this week.  I was cleared to go back to work on July 27th.  Though for the first 11 days I managed to get a whole 4 hours.  I might have gotten 9 hours had I not already been doing paint work on my truck.  In any case, that’s horrible, but people didn’t want to give up their hours for me.  I get that.  Sucks, but I get it.  Now that I’m managing to get hours, I’m going to have to work more to pay the insurance company because they made a mistake.  They admit the mistake, but I have to pay for that mistake.  I wish I had more of a choice, but even if I get a lawyer, what would that do?  I’d just have to pay the lawyer too.  I can’t afford that.  If I’m lucky, I might be able to pay $50 every two weeks when I get paid from the night job.  That would take me nearly 9 months to pay off.  Providing I can keep the hours I’m getting.  There are people who had to step in for me while I was out.  They want hours too.  On top of that, while I was cleared to work, I still have some pain and swelling.  I still wear a knee brace to work.  A brace I’m hoping the insurance company remembered to pay for.  Can’t say I’m trusting this AccidentFund company much.  As my friends would say, they cocked it up from the start.

Why does something always have to fuck up Christmas?  😡

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